Dental Insurance Benefits: Use it or Lose it! | Prime Care Dental Wodonga

by | Nov 3, 2021 | Dental Insurance

As we near the end of the year, we wanted to remind you to take advantage of any unused dental insurance benefits.

You receive a yearly maximum amount from your dental insurance provider, and in most cases, the unused portion of this amount is lost as soon as the new year begins. These are benefits you have already paid for!

At Prime Care Dental Wodonga, your dental care is important to us, and we want to make sure you get the care you need without overpaying for it.

If you have been postponing dental treatment or are overdue for a routine exam and clean, now is a great time to come in.

Reasons To Use Your Dental Benefits Now!

Yearly Maximum. This is the maximum amount that the dental insurance plan will pay for your dental work within the year. If you have unused dental benefits at the end of the year, they will not roll over to the following year. You will lose them as soon as that calendar page flips.

Deductible. The deductible is the amount of out-of-pocket money you must pay to your dentist before your insurance provider pays for any services. As soon as 2022 arrives, your plan requires you to meet that deductible again.

Premiums. If you are paying your dental insurance premiums by the month, you should also use your benefits. Even if you have healthy teeth and don’t require treatment at this time, your regular cleanings and exams are usually covered at 100 per cent.

Fee Increases. Another reason to take advantage of your dental benefits before the year ends is the possible fee increase. Most of these increases occur at the start of every year.

Dental Problems Can Worsen. By delaying dental treatment now, you risk more extensive and expensive treatment. What may be a simple cavity now could turn into a root canal problem later and maybe even lead to tooth loss.

Don’t Lose Your Dental Insurance Benefits: Use Them Today!

If you haven’t had a check-up in the last 6 months or you just want a quick polish, it may be a great idea to schedule an appointment today so we can check for any required treatment before your benefits expire.

As this is a heavily booked time, we recommend that you schedule an appointment as early as possible since many of our patients take the opportunity to get their dental treatment completed before their limits for the year run out.

If you have dental insurance, check your plan and see if you can set it to work for you. It really is a “use it or lose it” proposition. Don’t lose it.

Consult with your Wodonga dentist, call us on (02) 6024 1516 or request your appointment online.

We are located at 340 Beechworth Road in Wodonga.

We look forward to hearing from you!